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    AS OF 04/22/18 1:45 PM ET:
    Setting up loans submitted on: 04/19/18
    Underwriting loans submitted on: 04/19/18
    Condition review: 2 Days
    Closing: 1 Day

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    HAPPITOPIA

    { Noun used to describe a place known to give independent mortgage brokers an extreme feeling of happiness. See also TMS. }

    Welcome to a totally different kind of mortgage lender. At TMS, we speak a different language, we do business in a different way. And everything we do revolves around a single mission: to Grow Happiness. With us, you’ll know things like Joyitude, the unexpected adjustment in attitude one experiences after discovering it takes as little as 24 hours to get to the underwriting stage. And find out what it’s like to work with Endorphinators, a term used to describe the TMS loan team, those who provide such exceptional service that it releases a chemical in our clients' brain that causes extreme happiness. Experience the difference today.

    BECOME A MEMBER

    If you’re not yet a member, that means you haven’t experienced how we can help you Grow Happiness. Fill out the info needed on the right, and see what makes TMS so different from everyone else. Here’s just a few of the benefits you can expect from us…
    • Emerging Banker Program available
    • Turntastic – Turn times in as little as 10 days
    • You do the LE or your TMS Endorphinators can
    • Submission to our Wunderwriters in as fast as 24 hours
    • KISS – Keep It Super Simple – The TMS LOS enables simplicity and 24/7 transparency into your loan process
    This website is intended for the exclusive use of mortgage professionals only and is not for use by consumers. Information contained on this website is not considered an advertisement for consumer credit pursuant to Regulation Z, 12 C.F.R. § 1026.24. Information, rates, and data are subject to change without notice. Other restrictions and limitations may apply. All Rights Reserved.