TURN TIMES
    AS OF 04/24/19 12:50 AM ET:
    Setting up loans submitted on: 02/28/19
    Underwriting loans submitted on: 03/31/19
    Condition review: 1-2 Days
    Closing: 1 Day


    GET PRICING
    SEE DETAILS

    ORDER
    APPRAISALS
    SEE DETAILS
    WHAT CAN WE HELP YOU WITH?
    How Do I...

    HAPPITOPIA

    { Noun used to describe a place known to give independent mortgage brokers an extreme feeling of happiness. See also TMS. }

    Welcome to a totally different kind of mortgage lender. At TMS, we speak a different language, we do business in a different way. And everything we do revolves around a single mission: to Grow Happiness. With us, you’ll know things like Joyitude, the unexpected adjustment in attitude one experiences after discovering it takes as little as 24 hours to get to the underwriting stage. And find out what it’s like to work with Endorphinators, a term used to describe the TMS loan team, those who provide such exceptional service that it releases a chemical in our clients' brain that causes extreme happiness. Experience the difference today.
    This website is intended for the exclusive use of mortgage professionals only and is not for use by consumers. Information contained on this website is not considered an advertisement for consumer credit pursuant to Regulation Z, 12 C.F.R. § 1026.24. Information, rates, and data are subject to change without notice. Other restrictions and limitations may apply. All Rights Reserved.

    Site pending approval by the New York State Department of Financial Services.