• Welcome to the TMS team

    If you’re not yet a part of the TMS broker team, that means you haven’t experienced how we can help you Grow Happiness. Fill out the info needed on the right and see what makes TMS so different from everyone else.

    You’re one step closer to happiness

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    Here’s just a few of the benefits you can expect from us:

    Turntastic Turn times in as little as 10 days
    Super fast submission Submission to our Wunderwriters in as fast as 24 hours
    Keep it Super Simple The TMS LOS enables simplicity and 24/7 transparency into your loan process
    Emerging Banker Emerging Banker Program available
    More info

    Happitopia

    { Noun used to describe a place known to give independent mortgage brokers an extreme feeling of happiness. }

    Welcome to a totally different kind of mortgage lender. At TMS, we speak a different language, we do business in a different way. And everything we do revolves around a single mission: to Grow Happiness.

    With us, you’ll know things like Joyitude, the unexpected adjustment in attitude one experiences after discovering it takes as little as 24 hours to get to the underwriting stage. And find out what it’s like to work with Endorphinators, a term used to describe the TMS loan team, those who provide such exceptional service that it releases a chemical in our clients' brain that causes extreme happiness. Experience the difference today.

    Already approved but still need Emerging Banker approval? Learn more
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    PLEASE NOTE: You have not been prequalified or preapproved for any product or service by The Money Source Inc. This is not a commitment to lend and advertised loan terms are not an offer to enter into a rate lock-in agreement.

    The Money Source Inc., 135 Maxess Road, Melville, NY 11747, (866.867.0330), NMLS #6289 (www.nmlsconsumeraccess.org). Arizona Mortgage Banker License #0934427; California Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4131177 and the California Finance Lender Law, Loans made or arranged pursuant to a California Finance Lenders Law License #60DBO5299; Colorado Regulated by the Division of Real Estate NMLS #6289; Delaware Office of the State Bank Commissioner, License #012734; Georgia Residential Mortgage Licensee, License #23709; Illinois Residential Mortgage Licensee, License #MB.6760967; Kansas-licensed Mortgage Company License #MC.0025187; Maine Bureau of Consumer Credit Protection Supervised Lender License #SLM11977; Massachusetts Mortgage Lender License #ML6289; Licensed by the Mississippi Department of Banking and Consumer Finance, Mortgage Lender License #6289; Missouri Division of Finance, Missouri Company License #15-2233-S; Licensed by the New Hampshire Banking Department, License #14502-MB; Licensed Mortgage Banker - NYS Department of Financial Services License #B500814; Oregon Mortgage Lending License #ML-5211; Rhode Island Licensed Lender License #20092581LL; Licensed by the Virginia State Corporation Commission, Lender License #MC-5353.

    The Money Source Inc. is an Equal Housing Lender. Rates, fees and program guidelines are subject to change without notice. Not all applicants will qualify. Subject to underwriting approval, including income verification, credit verification and satisfactory appraisal where required. To qualify for a mortgage, you must submit credit and collateral information for review and approval. By refinancing your existing loan, your total finance charge may be higher over the life of the loan. Mortgage product and rates subject to change. Terms and conditions apply.
    This website is intended for the exclusive use of mortgage professionals only and is not for use by consumers. Information contained on this website is not considered an advertisement for consumer credit pursuant to Regulation Z, 12 C.F.R. § 1026.24. Information, rates, and data are subject to change without notice. Other restrictions and limitations may apply. All Rights Reserved.

    Site pending approval by the New York State Department of Financial Services.